Due to poor economic conditions and the fact that Florida law does not require a legal motorist to have any bodily injury liability insurance, a significant number of Florida drivers have no bodily injury liability insurance. Further, the recent rise in unemployment has increased the number of uninsured drivers dramatically.
Uninsured and underinsured motorists are treated the same in car accident claims. If they either don't have insurance or do not have enough, usually, your only source of compensation would be uninsured/underinsured motorist coverage that you purchased from your own insurance provider.
Commonly referred to as UM or UIM coverage, this insurance protects the driver and all the passengers for damages up to the limits of the coverage purchased. Please call your insurance agent or company TODAY and make sure you have this critical protection. It can be one of the best decisions you make to protect yourself and your family.
If you have been hit by an uninsured motorist or one with insufficient coverage to compensate you, you will need to file a claim with your own insurance company. Many times, however, an insurance company will deny or delay payment of a claim or offer you a smaller amount than what is necessary and needed. To remedy this, one of the best solutions is to work with an experienced personal injury attorney to recover the maximum compensation available.
You do not have to accept what is offered or abide by your insurance company's denial of your claim. At the William Schneikart Law Office in Largo, Florida, I work on behalf of men and women to claim the insurance benefits they are rightly due. From fighting bad faith claims to appealing denied coverage, I have successfully represented numerous clients with uninsured/underinsured motorist claims.
To speak with me, a Florida personal injury lawyer, contact my Largo law firm. With offices in the Icot Center, I offer a free initial consultation to discuss your case.